{"id":19,"date":"2023-05-16T04:55:00","date_gmt":"2023-05-16T04:55:00","guid":{"rendered":"http:\/\/biteship.com\/?p=19"},"modified":"2026-07-21T19:25:33","modified_gmt":"2026-07-21T12:25:33","slug":"asuransi-pengiriman-barang","status":"publish","type":"post","link":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/","title":{"rendered":"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Di tengah pesatnya bisnis <\/span><i><span style=\"font-weight: 400;\">e-commerce<\/span><\/i><span style=\"font-weight: 400;\">, <\/span><span style=\"font-weight: 400;\">asuransi pengiriman barang<\/span><span style=\"font-weight: 400;\"> hadir sebagai proteksi krusial bagi para penjual dan penyedia jasa logistik. Walau mayoritas paket sampai dengan aman setiap harinya, potensi masalah seperti barang rusak, hilang, atau tertukar di perjalanan tidak bisa diabaikan begitu saja.\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Bagi pemilik toko <\/span><i><span style=\"font-weight: 400;\">online<\/span><\/i><span style=\"font-weight: 400;\">, kehilangan satu produk berharga tinggi saja sudah cukup untuk menggerus profit sekaligus merusak kepercayaan pembeli. Oleh sebab itu, memahami mekanisme asuransi ekspedisi menjadi sebuah keharusan demi kelangsungan bisnis.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400;\">Mengapa <\/span><span style=\"font-weight: 400;\">Asuransi Pengiriman Barang<\/span><span style=\"font-weight: 400;\"> Penting?<\/span><\/h2>\r\n<p><a href=\"https:\/\/journal.ilmudata.co.id\/index.php\/RIGGS\/article\/download\/2961\/2293\/18551\"><span style=\"font-weight: 400;\">Kementerian Perdagangan<\/span><\/a><span style=\"font-weight: 400;\"> melaporkan bahwa 92,7% dari 20.942 pengaduan konsumen berasal dari industri <\/span><i><span style=\"font-weight: 400;\">e-commerce<\/span><\/i><span style=\"font-weight: 400;\">. Keluhan yang sering disampaikan meliputi barang rusak dan permasalahan klaim garansi. Kondisi ini menunjukkan bahwa semakin banyak paket yang dikirim, semakin tinggi pula risiko yang dapat terjadi selama proses pengiriman.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Untuk itulah <\/span><span style=\"font-weight: 400;\">asuransi pengiriman barang<\/span><span style=\"font-weight: 400;\"> hadir dengan beberapa manfaat sebagai berikut:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Melindungi nilai barang dari risiko kehilangan.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Memberikan kompensasi atas kerusakan selama pengiriman.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Meningkatkan kepercayaan pelanggan.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mengurangi risiko kerugian bisnis.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mempermudah proses penggantian atau <\/span><a href=\"https:\/\/biteship.com\/blog\/retur-adalah-pengertian-syarat-dan-cara-mengajukan\/\"><span style=\"font-weight: 400;\">retur barang<\/span><\/a><span style=\"font-weight: 400;\"> ketika terjadi insiden.<\/span><\/li>\r\n<\/ul>\r\n<h2><span style=\"font-weight: 400;\">Jenis <\/span><span style=\"font-weight: 400;\">Asuransi Pengiriman Barang<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Secara umum terdapat tiga jenis perlindungan di Indonesia, yakni sebagai berikut.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">1. Perlindungan Standar dari Kurir<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Mayoritas perusahaan jasa pengiriman memberikan ganti rugi standar jika terjadi kehilangan paket yang disebabkan oleh kelalaian internal mereka. Namun nominal penggantian biasanya terbatas dan memiliki syarat tertentu.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">2. Asuransi Tambahan dari Ekspedisi<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Kurir menyediakan opsi premi tambahan yang dihitung berdasarkan nilai barang. Perlindungan ini memberikan nilai ganti rugi yang lebih tinggi dibanding kompensasi standar.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">3. Asuransi Pihak Ketiga atau Platform Logistik<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Ini merupakan platform <\/span><i><span style=\"font-weight: 400;\">aggregator<\/span><\/i><span style=\"font-weight: 400;\"> logistik yang menyediakan integrasi asuransi agar dapat diaktifkan langsung saat membuat <\/span><a href=\"https:\/\/biteship.com\/blog\/fitur-solusi-pengiriman-e-commerce\/\"><span style=\"font-weight: 400;\">pengiriman<\/span><\/a><span style=\"font-weight: 400;\">. Proses aktivasi menjadi lebih praktis karena dilakukan dalam satu <\/span><i><span style=\"font-weight: 400;\">dashboard<\/span><\/i><span style=\"font-weight: 400;\"> untuk berbagai ekspedisi.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400;\">Perbandingan Asuransi Pengiriman Beberapa Ekspedisi<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Berikut kebijakan <\/span><span style=\"font-weight: 400;\">asuransi pengiriman barang<\/span><span style=\"font-weight: 400;\"> yang berlaku pada beberapa ekspedisi populer di Indonesia.<\/span><\/p>\r\n<table>\r\n<thead>\r\n<tr>\r\n<th>\r\n<p><b>Ekspedisi\u00a0<\/b><\/p>\r\n<\/th>\r\n<th>\r\n<p><b>Biaya Asuransi<\/b><\/p>\r\n<\/th>\r\n<th>\r\n<p><b>Batas Ganti Rugi<\/b><\/p>\r\n<\/th>\r\n<th>\r\n<p><b>Batas Waktu Klaim<\/b><\/p>\r\n<\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">JNE<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">0,2% dari nilai barang + biaya administrasi Rp5.000 per resi<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Maksimal 10 kali ongkir<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">14 hari kerja\u00a0<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">J&amp;T Express\u00a0<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">0,2%\u20130,3% dari nilai barang<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Senilai barang, maksimal Rp20.000.000,00<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">7 hari kerja<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">SiCepat\u00a0<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">0,25% dari nilai barang<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Hingga 10 kali ongkir atau maksimal Rp1.000.000,00<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Hilang = 14 hari kerja, Rusak = 2 hari kerja<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Tiki<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">0,2% dari nilai barang<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Maksimal 10 kali ongkir atau tidak lebih dari Rp2.500.000,00<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">5 hari kerja<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h2><span style=\"font-weight: 400;\">Prosedur Klaim Asuransi Pengiriman<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Salah satu pertanyaan yang paling sering diajukan <\/span><i><span style=\"font-weight: 400;\">seller<\/span><\/i><span style=\"font-weight: 400;\"> adalah mengenai <\/span><span style=\"font-weight: 400;\">cara klaim asuransi kurir<\/span><span style=\"font-weight: 400;\"> ketika paket hilang atau rusak. Berikut langkah-langkah yang berlaku pada hampir semua ekspedisi.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">1. Laporkan Masalah Sesegera Mungkin<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Begitu mengetahui adanya kerusakan atau kehilangan, segera hubungi pihak kurir atau <\/span><i><span style=\"font-weight: 400;\">platform<\/span><\/i><span style=\"font-weight: 400;\"> pengiriman. Jangan menunggu terlalu lama karena sebagian besar ekspedisi memiliki batas waktu pelaporan.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">2. Siapkan Dokumen Pendukung<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Guna memproses klaim asuransi, pihak ekspedisi di Indonesia seperti J&amp;T Express, JNE, Tiki, dan SiCepat mensyaratkan beberapa dokumen pendukung, antara lain:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Resi pengiriman.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Invoice<\/span><\/i><span style=\"font-weight: 400;\"> atau bukti pembelian.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foto barang sebelum dikirim.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foto kondisi barang saat diterima.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Video <\/span><i><span style=\"font-weight: 400;\">unboxing<\/span><\/i><span style=\"font-weight: 400;\"> (jika tersedia).<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surat kehilangan dari pihak terkait apabila diperlukan.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Banyak klaim gagal diproses karena dokumen tidak lengkap. Beberapa penyebabnya\u00a0 antara lain:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tidak memiliki <\/span><i><span style=\"font-weight: 400;\">invoice<\/span><\/i><span style=\"font-weight: 400;\"> pembelian.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nilai barang tidak sesuai deklarasi.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tidak ada bukti kondisi barang sebelum pengiriman.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pengajuan melewati batas waktu klaim.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Barang termasuk kategori yang tidak dapat diasuransikan.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Karena itu, <\/span><i><span style=\"font-weight: 400;\">seller<\/span><\/i><span style=\"font-weight: 400;\"> sebaiknya selalu menyimpan dokumentasi pengemasan sebelum paket diserahkan ke kurir.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">3. Ajukan Formulir Klaim<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Lengkapi formulir klaim sesuai prosedur yang ditetapkan oleh ekspedisi atau penyedia asuransi. Berikut contohnya.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Formulir Pengajuan Klaim Asuransi Barang JNE | Sumber: Scribd &#8211; Reni Nofianti Litanto<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">4. Proses Verifikasi<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Tim kurir dan pihak asuransi akan melakukan investigasi untuk memastikan penyebab kerusakan atau kehilangan.<\/span><\/p>\r\n<h3><span style=\"font-weight: 400;\">5. Pencairan Ganti Rugi<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Jika klaim disetujui, dana penggantian akan diberikan sesuai nilai pertanggungan atau <\/span><i><span style=\"font-weight: 400;\">coverage<\/span><\/i><span style=\"font-weight: 400;\"> hingga 100% sesuai <\/span><i><span style=\"font-weight: 400;\">invoice<\/span><\/i><span style=\"font-weight: 400;\">, polis atau layanan asuransi.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400;\">Kapan Seller Wajib Mengaktifkan Asuransi?<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Secara teori, semua pengiriman akan lebih aman jika menggunakan <\/span><span style=\"font-weight: 400;\">asuransi pengiriman barang<\/span><span style=\"font-weight: 400;\">. Namun dalam praktiknya, ada beberapa kategori produk yang sangat disarankan menggunakan perlindungan tambahan, diantaranya sebagai berikut.<\/span><\/p>\r\n<p><b>Produk Elektronik<\/b><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Smartphones<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Laptop<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kamera.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Tablet<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Smartwatch<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/li>\r\n<\/ul>\r\n<p><b>Barang Mudah Pecah<\/b><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kaca.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keramik.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Peralatan laboratorium.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dekorasi rumah.<\/span><\/li>\r\n<\/ul>\r\n<p><b>Barang Bernilai Tinggi<\/b><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perhiasan.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tas premium.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Koleksi hobi.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Produk <\/span><i><span style=\"font-weight: 400;\">limited edition<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/li>\r\n<\/ul>\r\n<p><b>Pengiriman B2B<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">Pengiriman stok antar gudang atau distributor biasanya memiliki nilai transaksi yang besar sehingga risiko kerugiannya juga lebih tinggi.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400;\">Cara Mengaktifkan Asuransi Massal untuk Semua Pengiriman<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Bagi bisnis yang mengelola ratusan hingga ribuan pesanan setiap bulan, aktivasi asuransi satu per satu tentu tidak efisien. Melalui Biteship, asuransi dapat diintegrasikan langsung ke dalam proses pengiriman sehingga lebih praktis untuk operasional skala besar. Berikut langkah-langkahnya:<\/span><\/p>\r\n<ol>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Login<\/span><\/i><span style=\"font-weight: 400;\"> ke <\/span><a href=\"https:\/\/dashboard.biteship.com\/\"><i><span style=\"font-weight: 400;\">dashboard<\/span><\/i><span style=\"font-weight: 400;\"> Biteship<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buat <\/span><i><span style=\"font-weight: 400;\">order<\/span><\/i><span style=\"font-weight: 400;\"> pengiriman seperti biasa.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aktifkan opsi asuransi pada halaman pembuatan pesanan.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Masukkan nilai barang yang akan diasuransikan.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sistem akan menghitung premi secara otomatis.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Konfirmasi pengiriman.<\/span><\/li>\r\n<\/ol>\r\n<h2><span style=\"font-weight: 400;\">Aktifkan Asuransi untuk Setiap Pengiriman dengan Biteship<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Di tengah meningkatnya volume transaksi <\/span><i><span style=\"font-weight: 400;\">online<\/span><\/i><span style=\"font-weight: 400;\">, <\/span><span style=\"font-weight: 400;\">asuransi pengiriman barang<\/span><span style=\"font-weight: 400;\"> bukanlah opsi tambahan, melainkan bagian penting dari strategi mitigasi risiko bisnis. Dengan biaya relatif kecil, <\/span><i><span style=\"font-weight: 400;\">seller<\/span><\/i><span style=\"font-weight: 400;\"> dapat melindungi nilai barang dan menghindari kerugian yang tidak terduga akibat paket hilang atau rusak.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Di samping itu, aspek krusial yang perlu diperhatikan adalah menentukan metode pengiriman yang dapat menyederhanakan kontrol asuransi dalam satu sistem terpadu. Di sinilah <\/span><a href=\"https:\/\/biteship.com\/id\"><span style=\"font-weight: 400;\">Biteship<\/span><\/a><span style=\"font-weight: 400;\"> memberikan nilai tambah bagi bisnis modern.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Melalui Biteship, Anda dapat mengelola pengiriman dari berbagai ekspedisi dalam satu <\/span><i><span style=\"font-weight: 400;\">dashboard<\/span><\/i><span style=\"font-weight: 400;\">, mengaktifkan asuransi dengan mudah, memantau status pengiriman secara <\/span><i><span style=\"font-weight: 400;\">real-time<\/span><\/i><span style=\"font-weight: 400;\">, hingga mengelola retur barang secara lebih efisien.\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Untuk bisnis dengan volume pengiriman tinggi, tersedia pula integrasi API dan otomatisasi untuk memastikan setiap pengiriman terlindungi tanpa menambah beban operasional. Dengan satu <\/span><i><span style=\"font-weight: 400;\">platform<\/span><\/i><span style=\"font-weight: 400;\">, seluruh proses pengiriman, pelacakan, retur, hingga perlindungan barang dapat dikelola lebih mudah, cepat, dan terintegrasi.<\/span><\/p>\r\n<p><b>FAQ<\/b><\/p>\r\n<ol>\r\n<li><span style=\"font-weight: 400;\"> Bagaimana cara klaim asuransi JNE?<\/span><\/li>\r\n<\/ol>\r\n<p><span style=\"font-weight: 400;\">Siapkan resi pengiriman, <\/span><i><span style=\"font-weight: 400;\">invoice<\/span><\/i><span style=\"font-weight: 400;\"> barang, bukti kerusakan atau kehilangan, lalu ajukan klaim melalui layanan pelanggan JNE sesuai batas waktu yang berlaku.<\/span><\/p>\r\n<ol start=\"2\">\r\n<li><span style=\"font-weight: 400;\"> Apa itu deklarasi nilai barang?<\/span><\/li>\r\n<\/ol>\r\n<p><span style=\"font-weight: 400;\">Deklarasi nilai barang adalah nominal harga barang yang dicantumkan saat mengaktifkan asuransi.<\/span><\/p>\r\n<ol start=\"3\">\r\n<li><span style=\"font-weight: 400;\"> Apakah semua barang bisa diasuransikan?<\/span><\/li>\r\n<\/ol>\r\n<p><span style=\"font-weight: 400;\">Tidak. Beberapa barang seperti barang ilegal, bahan berbahaya, atau produk tertentu yang dikecualikan dalam ketentuan asuransi biasanya tidak dapat diasuransikan.<\/span><\/p>\r\n<ol start=\"4\">\r\n<li><span style=\"font-weight: 400;\"> Berapa biaya asuransi pengiriman barang?<\/span><\/li>\r\n<\/ol>\r\n<p><span style=\"font-weight: 400;\">Tergantung pada jenis layanan dan pihak kurir yang dipilih. Tarif premi biasanya dipatok sekitar 0,2% sampai 0,5% dari total harga barang yang dikirim.<\/span><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Jangan biarkan barang berharga berisiko! Pilih asuransi pengiriman barang yang tepat untuk keamanan pengiriman!<\/p>\n","protected":false},"author":1,"featured_media":1161,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[3],"tags":[235,153,202,201,234,88],"class_list":["post-19","post","type-post","status-publish","format-standard","has-post-thumbnail","category-logistik","tag-bukalapak","tag-jt","tag-jne","tag-sicepat","tag-tiki","tag-tokopedia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang - Biteship<\/title>\n<meta name=\"description\" content=\"Jangan biarkan barang berharga berisiko! Pilih asuransi pengiriman barang yang tepat untuk keamanan pengiriman!\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang - Biteship\" \/>\n<meta property=\"og:description\" content=\"Jangan biarkan barang berharga berisiko! Pilih asuransi pengiriman barang yang tepat untuk keamanan pengiriman!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/\" \/>\n<meta property=\"og:site_name\" content=\"Biteship\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/biteship\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/facebook.com\/biteship\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-16T04:55:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-21T12:25:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/biteship.com\/blog\/wp-content\/uploads\/2023\/05\/asuransi-pengiriman-barang.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"533\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Biteship\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Biteship\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\/\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"Biteship\",\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/#\/schema\/person\/f8a3efa7c71827e28a07e7fc5d0b9aa3\"\n\t            },\n\t            \"headline\": \"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang\",\n\t            \"datePublished\": \"2023-05-16T04:55:00+00:00\",\n\t            \"dateModified\": \"2026-07-21T12:25:33+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/\"\n\t            },\n\t            \"wordCount\": 984,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/#organization\"\n\t            },\n\t            \"keywords\": [\n\t                \"Bukalapak\",\n\t                \"J&amp;T\",\n\t                \"JNE\",\n\t                \"SiCepat\",\n\t                \"TIKI\",\n\t                \"Tokopedia\"\n\t            ],\n\t            \"articleSection\": [\n\t                \"Logistik\"\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/\",\n\t            \"url\": \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/\",\n\t            \"name\": \"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang - Biteship\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/#website\"\n\t            },\n\t            \"datePublished\": \"2023-05-16T04:55:00+00:00\",\n\t            \"dateModified\": \"2026-07-21T12:25:33+00:00\",\n\t            \"description\": \"Jangan biarkan barang berharga berisiko! Pilih asuransi pengiriman barang yang tepat untuk keamanan pengiriman!\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/#breadcrumb\"\n\t            },\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Home\",\n\t                    \"item\": \"https:\/\/biteship.com\/blog\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\/\/biteship.com\/blog\/#website\",\n\t            \"url\": \"https:\/\/biteship.com\/blog\/\",\n\t            \"name\": \"Biteship\",\n\t            \"description\": \"Ship Better and Smarter\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\/\/biteship.com\/blog\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": \"required name=search_term_string\"\n\t                }\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\/\/biteship.com\/blog\/#organization\",\n\t            \"name\": \"Biteship\",\n\t            \"alternateName\": \"PT Berbagi Inovasi Teknologi\",\n\t            \"url\": \"https:\/\/biteship.com\/blog\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/#\/schema\/logo\/image\/\",\n\t                \"url\": \"https:\/\/biteship.com\/blog\/wp-content\/uploads\/2023\/05\/logo-1.png\",\n\t                \"contentUrl\": \"https:\/\/biteship.com\/blog\/wp-content\/uploads\/2023\/05\/logo-1.png\",\n\t                \"width\": 7206,\n\t                \"height\": 7205,\n\t                \"caption\": \"Biteship\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/#\/schema\/logo\/image\/\"\n\t            },\n\t            \"sameAs\": [\n\t                \"https:\/\/www.facebook.com\/biteship\/\",\n\t                \"https:\/\/instagram.com\/biteship\"\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\/\/biteship.com\/blog\/#\/schema\/person\/f8a3efa7c71827e28a07e7fc5d0b9aa3\",\n\t            \"name\": \"Biteship\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\/\/biteship.com\/blog\/#\/schema\/person\/image\/\",\n\t                \"url\": \"https:\/\/secure.gravatar.com\/avatar\/29c289f2506689863c809348acae5642379a29e8e3627fd8075fe8128a46443a?s=96&d=mm&r=g\",\n\t                \"contentUrl\": \"https:\/\/secure.gravatar.com\/avatar\/29c289f2506689863c809348acae5642379a29e8e3627fd8075fe8128a46443a?s=96&d=mm&r=g\",\n\t                \"caption\": \"Biteship\"\n\t            },\n\t            \"description\": \"Tim kami terdiri dari praktisi logistik, pelaku bisnis, dan marketer yang berdedikasi membantu bisnis tumbuh melalui solusi pengiriman dan fulfillment.\",\n\t            \"sameAs\": [\n\t                \"https:\/\/biteship.com\/\",\n\t                \"https:\/\/facebook.com\/biteship\/\",\n\t                \"https:\/\/www.instagram.com\/biteship\/\",\n\t                \"https:\/\/www.youtube.com\/@biteship\"\n\t            ],\n\t            \"url\": \"https:\/\/biteship.com\/blog\/author\/bloggerbiteship-com\/\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang - Biteship","description":"Jangan biarkan barang berharga berisiko! Pilih asuransi pengiriman barang yang tepat untuk keamanan pengiriman!","robots":{"index":"index","follow":"follow"},"canonical":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/","og_locale":"en_US","og_type":"article","og_title":"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang - Biteship","og_description":"Jangan biarkan barang berharga berisiko! Pilih asuransi pengiriman barang yang tepat untuk keamanan pengiriman!","og_url":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/","og_site_name":"Biteship","article_publisher":"https:\/\/www.facebook.com\/biteship\/","article_author":"https:\/\/facebook.com\/biteship\/","article_published_time":"2023-05-16T04:55:00+00:00","article_modified_time":"2026-07-21T12:25:33+00:00","og_image":[{"width":800,"height":533,"url":"https:\/\/biteship.com\/blog\/wp-content\/uploads\/2023\/05\/asuransi-pengiriman-barang.jpg","type":"image\/jpeg"}],"author":"Biteship","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Biteship","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/#article","isPartOf":{"@id":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/"},"author":{"name":"Biteship","@id":"https:\/\/biteship.com\/blog\/#\/schema\/person\/f8a3efa7c71827e28a07e7fc5d0b9aa3"},"headline":"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang","datePublished":"2023-05-16T04:55:00+00:00","dateModified":"2026-07-21T12:25:33+00:00","mainEntityOfPage":{"@id":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/"},"wordCount":984,"publisher":{"@id":"https:\/\/biteship.com\/blog\/#organization"},"keywords":["Bukalapak","J&amp;T","JNE","SiCepat","TIKI","Tokopedia"],"articleSection":["Logistik"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/","url":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/","name":"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang - Biteship","isPartOf":{"@id":"https:\/\/biteship.com\/blog\/#website"},"datePublished":"2023-05-16T04:55:00+00:00","dateModified":"2026-07-21T12:25:33+00:00","description":"Jangan biarkan barang berharga berisiko! Pilih asuransi pengiriman barang yang tepat untuk keamanan pengiriman!","breadcrumb":{"@id":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/biteship.com\/blog\/asuransi-pengiriman-barang\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/biteship.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Rahasia Seller Sukses: Selalu Gunakan Asuransi Pengiriman Barang"}]},{"@type":"WebSite","@id":"https:\/\/biteship.com\/blog\/#website","url":"https:\/\/biteship.com\/blog\/","name":"Biteship","description":"Ship Better and Smarter","publisher":{"@id":"https:\/\/biteship.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/biteship.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/biteship.com\/blog\/#organization","name":"Biteship","alternateName":"PT Berbagi Inovasi Teknologi","url":"https:\/\/biteship.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/biteship.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/biteship.com\/blog\/wp-content\/uploads\/2023\/05\/logo-1.png","contentUrl":"https:\/\/biteship.com\/blog\/wp-content\/uploads\/2023\/05\/logo-1.png","width":7206,"height":7205,"caption":"Biteship"},"image":{"@id":"https:\/\/biteship.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/biteship\/","https:\/\/instagram.com\/biteship"]},{"@type":"Person","@id":"https:\/\/biteship.com\/blog\/#\/schema\/person\/f8a3efa7c71827e28a07e7fc5d0b9aa3","name":"Biteship","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/biteship.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/29c289f2506689863c809348acae5642379a29e8e3627fd8075fe8128a46443a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/29c289f2506689863c809348acae5642379a29e8e3627fd8075fe8128a46443a?s=96&d=mm&r=g","caption":"Biteship"},"description":"Tim kami terdiri dari praktisi logistik, pelaku bisnis, dan marketer yang berdedikasi membantu bisnis tumbuh melalui solusi pengiriman dan fulfillment.","sameAs":["https:\/\/biteship.com\/","https:\/\/facebook.com\/biteship\/","https:\/\/www.instagram.com\/biteship\/","https:\/\/www.youtube.com\/@biteship"],"url":"https:\/\/biteship.com\/blog\/author\/bloggerbiteship-com\/"}]}},"_links":{"self":[{"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/posts\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":7,"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/posts\/19\/revisions"}],"predecessor-version":[{"id":4929,"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/posts\/19\/revisions\/4929"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/media\/1161"}],"wp:attachment":[{"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/media?parent=19"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/categories?post=19"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/biteship.com\/blog\/wp-json\/wp\/v2\/tags?post=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}